OSAP: Ontario Student Assistance Program

You can get grants and loans to help you pay for university or college when you qualify for OSAP.

What is OSAP

The Ontario Student Assistance Program (OSAP) helps you pay for college or university. When you apply for OSAP, you’ll be considered for:

  • grants (money you don’t have to pay back)
  • a loan (money you need to repay)

After you submit your application, we determine the mix of grant and loan money you can receive. If you don’t want the loan, you can choose to receive only grant money.